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Top One Futures

By 

Jered Klima

,

January 25, 2026

TopOneFutures is a rapidly growing prop firm known for exceptional customer service, lightning-fast payouts, and multiple account options, including evaluations, instant funding, and their new Ignite Plan. Trading on their proprietary Project X platform with Tradovate integration, traders benefit from a 90/10 profit split on simulated profits and a clear pathway to live trading opportunities.

Top One Futures

Top One Futures

4.5

Compare Prop Firms Score

Current Offer
Save up to 60%+ on your first new Tradovate account!

January Sale Ends 2/1/26
Use Promo Code: NINJA60

True Funding Fee
$25k instant funding for only $167.60!
Profit Split

90% / 10%

Limited Time Offer
Save 60% on all accounts!
Account Types
Evaluations and instant funding
Days to Payout
Little as 5 trading days
Number of Accounts
Copy trade up to 10 funded accounts

Product Details

  • LIMITED TIME OFFER: Get 60% off your first Tradovate account!
  • ACCOUNTS: TopOneFutures offers 1-Step Elite Challenge evaluations, Instant Sim Funded accounts for immediate access, and the new Ignite Plan with simplified rules. Account sizes range from $25,000 to $150,000 across different plan types. Traders can hold up to 10 Ignite accounts of the same size (copy trading allowed between same-size Ignite accounts only), with different maximums for other account types.
  • PLATFORMS: Tradovate integration is available for traders who prefer that interface. The platform features one-click trading, customizable brackets, and comprehensive risk management tools.
  • RULES: TopOneFutures features end-of-day trailing drawdowns, daily loss limits (soft pause on Ignite accounts), and flexible trading rules. The new Ignite Plan uses a 15% consistency rule instead of the ESS metric, making it simpler to track. News trading is allowed on most plans. No overnight trading, no swing trading, and no bots/EAs—all trades must be closed by 4:00 PM ET. Minimum trade time is 10 seconds.
  • PAYOUTS: Industry-leading payout structure where traders keep 90/10 split. Ignite accounts require 5% profit and 15% consistency with no minimum trading days for first payout. Subsequent payouts require another 5% profit. Elite and Instant accounts have their own requirements. Payouts average less than 4 hours for processing and are available daily once qualified.
  • LIVE TRADING: TopOneFutures transitions top-performing traders to Pre-Live and then Live trading accounts, typically after the third payout (though can be sooner at firm’s discretion). Live accounts feature an 80/20 profit split, daily payouts, and a scaling plan that adds bonus capital at withdrawal milestones. Live traders receive weekly calls with Alpha Prime managers for strategy development.

Top Rated For

Our Expert Review

Why We Like It

TopOneFutures has earned its reputation as one of the fastest-paying and most responsive prop firms in the industry. With payout processing averaging under 4 hours and customer support that consistently receives five-star reviews, the firm sets a new standard for trader experience. Traders repeatedly praise support staff members by name, highlighting the personalized, professional assistance they receive. This level of service extends across all time zones with responsive support that resolves issues quickly, whether technical problems, account questions, or payout inquiries.

Rating
4.5

/5.0

by our team

The firm’s innovative Ignite Plan represents a significant evolution in prop trading offers. By replacing the complex Equity Stability Score with a simple 15% consistency rule and eliminating minimum trading days, TopOneFutures has created one of the most accessible entry points in the industry. The plan maintains professional standards while reducing barriers for talented traders. Combined with the 90% profit retention earned, traders can build momentum quickly and see substantial returns on successful trading.

What truly distinguishes TopOneFutures is its commitment to trader development and career progression. The pathway from sim-funded to Pre-Live to fully Live trading provides a structured progression for successful traders. Live traders receive not just capital but mentorship through weekly strategy calls, a scaling plan that grows their buying power, and the backing of a firm invested in their long-term success. The scaling plan adds bonus capital at payout milestones, enabling traders to increase position sizes as they prove their consistency. With over $21 million paid to traders, TopOneFutures demonstrates that they’re not just funding traders—they’re building careers.

Pros & Cons

Pros

  • Industry-leading payout speed (under 4 hours average)
  • 90/10 split on sim accounts
  • Outstanding customer support (24/7)
  • Multiple account types for different needs
  • Clear pathway to live trading
  • Scaling plan with bonus capital
  • News trading is allowed on most accounts
  • Copy trading permitted on same-size accounts

Cons

  • No overnight holding or swing trading
  • No bots or EAs allowed
  • 10-second minimum trade time
  • Profit split drops to 80/20 on live accounts
  • Copy trading restrictions across different account types

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